A GUIDE TO HOW WE COLLECT, USE AND PROTECT CUSTOMER INFORMATION
At Crediauto Financial, maintaining our customers trust and confidence is a high priority. That is why we want you to understand how we protect your privacy when we collect and use information about you, and the measures we take to safe guard that information. The provisions of this Notice will apply to former customers as well as current customers.
HOW WE COLLECT CUSTOMER INFORMATION AND THE TYPES OF INFORMATION WE COLLECT
We obtain these types of customer information from a number of sources such as:
- Information we receive from you on Applications or other forms, such as your name, address, social security number and telephone number;
- Information we receive from others on your behalf on Applications, forms and other means, such as assets, income and liabilities;
- Information about your transactions with us or non-affiliated third parties such as your account balance, payment history, and account activity;
- Information we receive from a Consumer Reporting Agency, such as your credit bureau reports and other information relating to your credit worthiness;
- Information from outside sources such as motor vehicle dealers, employers and others involving vehicle financing information, employment status, and verification of information
PROTECTING CUSTOMER INFORMATION AND PARTIES TO WHOM WE DISCLOSE CUSTOMER INFORMATION
HOW WE USE YOUR INFORMATION
The information we maintain about your relationship helps us identify you and helps prevent unauthorized persons from accessing your information. We use your information to help administer your account. We do not disclose your information to any affiliates, non-affiliated third parties or unrelated companies except as to the administration of your personal account. We do not disclose any of your information to be used on mailing lists or telemarketing for promotional offers.
If your account becomes paid, inactive or is closed for any reason, we will continue to treat and safeguard your information as described in this Notice.
We will attempt to keep your customer files complete, up to date and accurate. We will tell our customers how and where to conveniently access their account information (except when were prohibited to do so by law) and how to notify us about errors, which we will promptly correct. For purposes of credit reporting, verification and risk management, we will exchange information about our customers with reputable reference sources and clearing-house services only.